Saved Myself £400 Quid On Insurance :)

[Dunix]

I am getting two years no claims in october, and I'm currently paying about £1100 a year. With the two years no claims, I get insurance for about £1050.

I spoke to Norwich Union who suggested I put a parent on my policy as a NAMED driver, even if they will never drive the car. I put my dad on and the price dropped £350. Put my mom on as well (who had an accident Sept 03 when she had an argument with the gatepost at her house). That knocked another £50 off.

So my policy now has my mom and my dad on it as named drives and it saves me £400 a year .

And it's completely legal!

Have any other of the young drivers out there done this?

[cfc1]

I was with Norwich Union.. untill I added modifications.. they don't cover modded cars.. so I was told.

As for adding a named driver.. mine got a little cheaper when I added my wife, new driver and had only just passed her test at the time.

[sphinktar1988]

hmmmmm this might be worth a try :)

hu u with dude?

[cfc1]

I'm now with Adrian Flux.. before that I was through Peoples Choice.

[JappyBeast]

More Than halved my insurance from £800 to £380.

[perfectshadows]

i tried that with mine and got nothing from it, Quinn direct simply said in a very sexy irish voice, its the driver we insure primarily not any other named drivers so your premium is affected purely by the main driver

[Dunix]

I'm with Norwich Union. And they will be the cheapest for me in october (unless I go with SimpleCover).

[Demonic Angel]

My insurance is cheap anyway but I still saved money by sticking Dad on it... he does drive the car occasionally though and I'd prefer him to have fully comp cover rather than third party only

[Kev Mc]

I don't understand how this works but I'm always telling people to try it, it more than halved a quote I got when I 1st got my Yaris

[Dunix]

Maybe it's something to do with the fact you're being associated with family who are good drivers... so the system therefor thinks you'll be a good driver? Lol.

Or maybe the discount from putting someone with 20+ years of driving experience out weighs the extra surcharge of being a young driver?