Insurance Your Details

[GIDDLEPIN]

Having used this on another site I thought it a good idea to post on here.

It gives a good idea as to what prices people can pay for a particular model for the age of that person insured. (once a few names are added ;) ) Just copy mine and change the details as necessary for posting

This is a reference thread so any other posts will be deleted.

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Owner: Les (GIDDLEPIN)

Age: 58

NCB: max

Convictions: 1x SP10

Other drivers:Anne

Year of Roadster: 2002

UK/EU/Jap: UK

Colour: silver

Gearbox: Manual

Hardtop: No

Location: Sproatley HU11

Garaged or drive: Yes and No (Depends who gets in first)

Insurance Company: More Than

10 or 12 month policy: 12

Total cost: £252.89, £200 excess.

Type of cover: Fully comp including breakdown cover, NC protector etc.

Modifications: Quad exhaust

Value of Mods covered: yes

Claim experience: None.

Any general comments:Original renewal quote £282.46, negotiated a reduction to current figure (Did the same with Anne's for her Aygo and got hers reduced by £60 )

[Ec0]

Owner: Ec0

Age: 22

NCB: 1 Year

Convictions: 1x SP30

Other drivers:None

Year of Roadster: 2004

UK/EU/Jap: UK

Colour: Sable/Red

Gearbox: Manual

Hardtop: No

Location: Durham

Garaged or drive: Drive

Insurance Company: Direct Line

10 or 12 month policy: 12

Total cost: £969.27 + £250 Voluntary Excess + £100 Compulsory + £250 Young Drivers Excess

Type of cover: Fully comp including breakdown cover, Legal Protection, Guarenteed Courtesy Car.

Modifications: None

Value of Mods covered: N/A

Claim experience: 1. Hit 3rd Party, Apr 2007.

Any general comments: Was a policy upgrade from an 04 MG ZR when i bought the MR2.

[Penelope Pitstop]

Hi Les... i have just been on compare the market.com as my insurance needs to be renewed soon...i looked at your quote which is great,when i got a quote via that site the cheapest for me was with sheilas wheels,, i have no mods onmy car no claims,car garaged ect but couldnt for the life of me get it as cheap as yours..how on earth did you manage it.......by the way weres my avatar gone....i cant seem to get it back on,,,could you retrieve it for me ,,manys thanks and regards PP ...

[Teddylicious]

*Renewal using comparethemarket.com*

Owner: Thomas (Teddylicious)

Age: 22

NCB: 2 years

Convictions: 1x SP30

Other drivers: Katie

Year of Roadster: 2004

UK/EU/Jap: UK

Colour: Black

Gearbox: Manual

Hardtop: No

Location: York YO26

Garaged or drive: Private property

Insurance Company: Admiral

10 or 12 month policy: 12

Total cost: £729.95 Voluntary £500 + £75

Type of cover: Fully comp

Modifications: Alloy wheels

Value of Mods covered: not neccessary

Claim experience: 1 crash two years ago, my fault, no personal injuries claimed

Any general comments: Currently paying over £900 a year with Adrianflux or a partner thereof. Adding my better half, just as a named driver, still with me as primary driver saved over £170. Well worth it mi thinks. :)

[Penelope Pitstop]

Been on comparison web sites,,342.00 with sheilas wheels however sumone bumped into my cay 2yrs ago on asda car park caused 350.00 damage....not my fault so i thought i wouldnt be penalised for this however i think when sheilas wheels contact me to check my details my insurance will go up even though the bump was not my fault,, i hate those drivers that dont use mirrors.......Les i still got no avatar .....

[N20]

Same happened to me on a roundabout. Some fool lane hopped into the back on my MR2 and they thought i was in the wrong... lol, his fault but it still affects my insurance and i did not even claim.

Don’t know if you know, but if you add a mature driver to you're policy it should make it cheaper... I added my parents to mine and saved a packet. Also sometimes if you ring up you’re insurer they will negotiate your premium with you... I got over £100 knocked off mine when I argued with a renewal quote...

Hope that helps

[Penelope Pitstop]

Well i got my up to date insurance and it cost me 17.50 more for some one who reversed into me......so in total it cost me 342.00 plus 17.50,,not too bad,,direct line came up with nearly 600.00 yeah right.....Les me avatar i feel naked without it......lol

[tini_bambini]

Owner: Tina

Age: 22

NCB: 3

Convictions: none

Other drivers: none

Year of Roadster: 2000

UK/EU/Jap: UK

Colour: Sapphire Blue

Gearbox: Manual

Hardtop: No

Location: Bournemouth

Garaged or drive: Yes (drive)

Insurance Company: Swinton

10 or 12 month policy: 12

Total cost: £425.00 £200 excess.

Type of cover: TPFT including breakdown cover, NC protector etc, Windscreen, Key

Modifications: None

Value of Mods covered: N/A

Claim experience: None.

Any general comments: Cheapest quote I could find for my age

[Whitney]

Owner: Whitney

Age: 22

NCB: 3 years

Convictions: none

Other drivers: none

Year of Roadster: 2001

UK/EU/Jap: Jap

Colour: Red

Gearbox: Manual

Hardtop: No

Location: Northern Ireland BT66

Garaged or drive: Driveway

Insurance Company: Axa direct

10 or 12 month policy: 12

Total cost: £570.00 (£200 excess)

Type of cover: Fully comp including breakdown cover, windscreen cover

Modifications: alloys

Value of Mods covered: yes

Claim experience: None.

Any general comments: 12 months cover, got an offer for 12months which included the last 2 months of insurance for free. Only paying for 10 months cover. :)

[Cord77]

A little off the main subject, but I just ordered my Gap Insurance for my new £21k Auris HSD T-Spirit. £154.50 single payment for 4 years. Includes stolen keys, up to £15,000 claim and is return to invoice cover.

To get this price I used topcashback.co.uk which gave 25% off the £206 quote from Ala.co.uk. I can't comment on a normal comprehensive insurance quote as Toyota are offering a £199 deal on selected new cars atm, which I've taken.