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Toyota Service Plan

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I received a quote from my local Toyota dealer for a 3 year service plan - the cost - £871. I checked what I would pay if I didn't use the plan.

My car is the 1.8 petrol. I do about 6/7,000 miles per year and the car is the 2010 model. Using Toyotas fixed price servicing, costs would total £831. This includes 2 intermediate and 1 full+ service and 3 MOT tests. There seems little or no benefit in opting for the service plan at an extra cost of £40. Admittedly, fixed service prices will undoubtedly increase over the next 3 years but I prefer to keep my money in my own pocket, particularly if the dealer went "bust" in the interim. Have I missed something?

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