Japanese import car insurance

[Guest]

Hello all, 

Bit of help here for anyone looking to get car insurance for their Japanese imported vehicle. I've rang them all, been told they have to approach other insurers to get quotes back. You don't get the quote straight away.

Adrian Flux 0800 369 8590

Keith Michaels 0800 542 2141  / 0208 1150

Mark Richards 01275 792270

Jap Cover 01275 792270 

Performance Direct 01708 564 143

I personally tried the usual route of the comparison insurance sites in England, but none of them recognised the actual vehicle model, and having called many high street car insurers direct, they also, have never heard of a Toyota Voxy for example, it may be the same for many other imported vehicles too. 

If anyone else can add to this, i.e any reputable English car insurers who can offer quotes for Japanese imported cars. I'd be interested to know. Being told I'd have to wait to see if anyone would insure the vehicle or not is a bit daunting. 

Companies like 'Admiral', 'Elephant', 'Diamond', 'Churchill' don't recognise nor will insure these imported vehicles.

Many thanks for reading and replying. 

[RUToyota]

No idea where you are based but my Estima has been insured through A. Flux for 7 years now...never a problem....no issues from day one.

[FROSTYBALLS]

Moved to the 'Toyota Insurance Discussions' forum.

When contacting Adrian Flux, mention one is a member of Toyota Owners Club, and they usually provide a discount.

[Cyker]

That's a good shout - I forgot to do that... I wonder how much I'm losing out on!

Maybe Dan can sort me out...?  

 

[DAN@ADRIAN FLUX]

Hi.

If you need any help with insurance then please feel free to drop me a line.

Regards,

Dan.

[Guest]

Just an update.......tried many attempts to get quotes from other specialist car insurers for Japanese imports.

Acorn, Complete Cover Group, Brentacre, Jap Cover same as Mark Richards, Performance Direct, Swinton, Autonet and Advance Insure !! Been on the phone and online all day.

As for mentioning being a member of the 'Toyota Owners Club' to AF, it didn't carry any weight!

Some insurers came back with stupidly astronomically laughable high quotes, some wouldn't even entertain at all.

These companies are the brokers and they rely on the final quotes coming from their underwriters. It's all down to the underwriter what the quote cost is. Discounts of any kind don't come into it.

For example, I called Adrian Flux to find out what the quote was and the customer rep told me the quote was generated by a computer, not a person. Asked me what other quotes I'd had to try and better it by asking a human to do the job. The quote didn't improve.

Already spoken to your team today, Dan from Adrian Flux. Thanks all the same.

 

[FROSTYBALLS]

Presumably the quotes are for the Voxy rather than the Corolla in your profile, but as always quotes are dependent on a variety of factors - driving history, occupation, usage, postcode, repair costs, etc, etc.

Insurance companies will have categories of customer they deal with, and where you don't fit with their customer groups, they quote high to effectively say 'we don't want your business'.

As regards the discount mentioned previously, this was only for Adrian Flux.

From January 2022, legislation came into effect preventing insurers giving new customers first year discounts at the expense of existing customers. So quotes you're receiving currently will be more inline with what the policies actually cost, rather than being discounted to obtain the business.

[Cyker]

36 minutes ago, Chunka said:

Just an update.......tried many attempts to get quotes from other specialist car insurers for Japanese imports.

Acorn, Complete Cover Group, Brentacre, Jap Cover same as Mark Richards, Performance Direct, Swinton, Autonet and Advance Insure !! Been on the phone and online all day.

As for mentioning being a member of the 'Toyota Owners Club' to AF, it didn't carry any weight!

Some insurers came back with stupidly astronomically laughable high quotes, some wouldn't even entertain at all.

These companies are the brokers and they rely on the final quotes coming from their underwriters. It's all down to the underwriter what the quote cost is. Discounts of any kind don't come into it.

For example, I called Adrian Flux to find out what the quote was and the customer rep told me the quote was generated by a computer, not a person. Asked me what other quotes I'd had to try and better it by asking a human to do the job. The quote didn't improve.

Already spoken to your team today, Dan from Adrian Flux. Thanks all the same.

 

With AF it might be worth checking back with them in a few days; My initial quote from them was very high, but I checked back a few days later and they had one that was something like £200 less so I jumped on that!

Imports are often a bit tricky to find reasonable insurance quotes for depending on where you live; You'll just have to try as many as you can find, maybe branch out.

One of the youtubers I watch is sponsored by https://www.footmanjames.co.uk/ and while they mainly do classic cars, might be worth a try if you don't have luck with the specialists...

 

[Olena]

On 2/1/2023 at 11:41 AM, Chunka said:

Hello all, 

Bit of help here for anyone looking to get car insurance for their Japanese imported vehicle. I've rang them all, been told they have to approach other insurers to get quotes back. You don't get the quote straight away.

Adrian Flux 0800 369 8590

Keith Michaels 0800 542 2141  / 0208 1150

Mark Richards 01275 792270

Jap Cover 01275 792270 

Performance Direct 01708 564 143

I personally tried the usual route of the comparison insurance sites in England, but none of them recognised the actual vehicle model, and having called many high street car insurers direct, they also, have never heard of a Toyota Voxy for example, it may be the same for many other imported vehicles too. 

If anyone else can add to this, i.e any reputable English car insurers who can offer quotes for Japanese imported cars. I'd be interested to know. Being told I'd have to wait to see if anyone would insure the vehicle or not is a bit daunting. 

Companies like 'Admiral', 'Elephant', 'Diamond', 'Churchill' don't recognise nor will insure these imported vehicles.

Many thanks for reading and replying. 

Hi all,

I brought my Lexus RX 300 from Ukraine and registered it here in Jan 2023. Also, I exchanged my UA license for a full UK license. I am trying to find an insurance company for import cars as my model is not available in many databases. I spoke to several brokers at Adrian Flux who provided all the information and adjusted the Quote, but in the end there was some misunderstanding as they did not include the information about my car accident in Ukraine, which I definitely mentioned in the first conversation, and gave me a Quote without this information. I didn't notice this right away, but the next day and when I called and asked for more adjustments, they said they couldn't provide any insurance because of this accident and the price of the car being too high. Therefore, still in search... 

[DAN@ADRIAN FLUX]

23 hours ago, Olena said:

Hi all,

I brought my Lexus RX 300 from Ukraine and registered it here in Jan 2023. Also, I exchanged my UA license for a full UK license. I am trying to find an insurance company for import cars as my model is not available in many databases. I spoke to several brokers at Adrian Flux who provided all the information and adjusted the Quote, but in the end there was some misunderstanding as they did not include the information about my car accident in Ukraine, which I definitely mentioned in the first conversation, and gave me a Quote without this information. I didn't notice this right away, but the next day and when I called and asked for more adjustments, they said they couldn't provide any insurance because of this accident and the price of the car being too high. Therefore, still in search... 

Hi.

I'm sorry we were unable to sort your insurance satisfactorily. I hope you manage to get it sorted.

Regards,

Dan.

[Qur]

Hi,

I'm struggling to find reasonable insurance for my Toyota Voxy. A.Flux had quoted me more than 1k for it last year,  I'm assuming it'll be even higher this year. 

[DAN@ADRIAN FLUX]

Hi.

We'd be happy to take a look for this year if you wish.

Regards,

Dan.