Insurance on IQ3 in IQ Club Posted July 28, 2020 Hi Mike, Thanks for your help and for explaning options to me. So far I've looked through Ebay, Gum Tree, Exchange & Mart & Shpock. Direct Line said they'd use three similar spec comparables but definitely only 1.3L on 2014's, I've not found 3 so I'm a bit dubious about that. You are right about main dealers as the most similar is with a dealer at £8999 and appears to have been for sale since October 2019 so overpriced. Pehaps there is a sold price register that underwriters can refer to, I don't know. My car has no modifications, she took 6 months to find, I love her to bits and she's the best car I've ever seen or owned. Does everything I need with no AG / ear ache! I doubt I can go down the Agreed Value basis but I'm going to try and get something in writing from DL. It looks like I'm going to have to take more care of her as I intend to keep her going for at least another 10 years!