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  1. Today
  2. Bear in mind that he is (presumably) a named driver on any other policies, so you are expected to declare this incident to those insurers as well ... Possibly now, definitely at next renewal. That may result in increased premiums. Eg. My other half decided to argue with a lamppost last year - entirely her fault. Stupidly, in hindsight, we claimed on her insurance. It was £200 excess and I suspect the repair was probably not more than £400-500. But when I had to renew MY insurance, which she's a named driver on, with Direct Line and then declared her mishap, the renewal jumped £200. I shopped around and got it down by £100, but it was aggro and expense I didn't need. So don't be surprised if this has effects well beyond the obvious epicentre.
  3. Unfortunately you cant add the increase in your son's premiums as a result of him having to make a claim to the other party. My premium increased on my new car in part due to the fact that I had to declare I had a non fault claim - the insurer knew this anyway as they processed the claim. The main increase to my premium on the changeover was the fact I was taking a 2006 Yaris off the policy and adding a 2014 Yaris worth a lot more. If you are replacing a 2014 (14 reg) Yaris 1.33 with something very similar age and spec you should find the change in premium if you are updating the same policy from the old car to the new one should not be too bad. The bigger rise in premium will come after 11 months or so once the current premium you paid up front ends and you need to renew the policy in April 2025 - that is when the policy will likely have a rise in premium due to the "claims accidents and convictions in the last 5 years" clause. With regards to the clutches on Yaris Mk3, they do seem to get through them quite quickly and it is likely it would had have had a new clutch rather than a gearbox, or possibly a hydraulic component failed such as the master cylinder or slave cylinder. as that would not be unheard of at higher mileages. The clutch slave on the 1.33 engines is of the concentric thrust bearing type that resides inside the bell housing so if it fails it is a gearbox out job to replace it, unlike older engines where the slave was mounted on the outside of the bell housing and operated a conventional thrust bearing via a pushrod link assembly. My Yaris is a 1.33 and the clutch biting point is pretty high on the pedal already and it only has 33K miles on it, so I anticipate it will need a new clutch sooner rather than later, but that was down to my mother who owned it for 7 years before I got it, riding the clutch a lot and over-revving the engine before take off in 1st gear thus slipping the clutch too much which is what a lot of older people tend to do, it just means I now have to pretty much take my foot all the way up the clutch pedal travel now before the clutch fully bites. Apparently the Aygo Mk1's are renowned for high biting points too and short lived clutches.
  4. cwebs85

    Coolant Splashed under the hood

    Thank you Bper! appreciate your response! 🙂
  5. Thanks I got what you ment about the new car 1st then swapping once you said it its 100% oo yea lol bit like a light bulb moment .. I got you yea . Well the car juat had a new gear box or clutch I can't remember what .your think it's only like two weeks lol . When I found the car I messaged him an said pretty much we was having the car an not driving all way up there an him sell it so he took the add down which I thought at the time thanks .. now I want to check I can't find the add . So I know it had one thing done gear box or clutch . And the full service booklet not arrived so I guess it's a trip in to toyota and find out if they did them all ( I know they didn't do the last one as the sellers garage did) As for my daughters car he's still on the policy as he used that to get to work before buying his . So we ok on that . So best policy if we can get the new one before the old one goes that sounds a plan . Also if my sons insurance is going up as he had a NON fault accident can't we put that in as expenses as its there fault his insurance going up ??? . OK thanks I got load to chat with them and sort out . Thanks yous been fantastic help Ps anyone got 5K lend till no lol ha ha
  6. tsumannai

    MY24 Yaris Cross

    Just came across the khaki green real colours here on facebook. Less green than the pictures on the toyota site
  7. PeteB

    Cruise control and traffic sign recognition

    I can well appreciate ECO Mode with ACC won't be everyone's cup of tea, but it suits me most of the time. Certainly, on the local dual carriageways, when I use it to accelerate from roundabouts or traffic lights to 50/60/70 limits almost everything passes me in the overtaking lane(s), including the likes of 1 litre Aygos! I do use Normal or Sport on rare occasions in heavy rush hour traffic to avoid causing unnecessary bunching.
  8. Sorry, have to add a bit more here, which could be relevant. With regards to your existing policy, I am unsure if you will be allowed to continue with the current policy if you no longer own the car you are insuring, ie, after it has been taken away by the insurers following them paying your claim out. In my case, I still owned the car that was being written off on the day I got my new car, so I was able to transfer the policy straight from my old car to my new car, as it was done the same day. If you get a new car before the old one has left your ownership, you should be able to carry on the existing policy just amending it to go from your old car to your new one as a direct continuation. However, if you cannot buy a new car until you have had the money for the old one, you may be able to ask the insurers to pause your policy for a short period while you obtain another car - they may or may not agree to this, it all depends on how long the gap is between your old car leaving your ownership and the new one being obtained and thus needing to be insured. I dont think you would be able to transfer his sister's car onto his policy in the meantime as that car would be covered by her policy and I dont think the same car can be covered by 2 separate insurance policies. He would have to be added to her policy as a second driver. Ideally you'd need to source another car before they take your old one away and then do a transfer on the same insurance policy to carry that one on till its renewal date. If your insurer insurer is not willing to pause the policy for the time between your old car being taken away and you getting a new car, they must then be willing to give you a refund of the 11 months remaining of the policy if you paid for the full year upfront. However this means that your son would need a new policy again from scratch and would have to declare he had an accident claim in the last 5 years when going through the application for it.
  9. May 6 - Corolla Sounds.wav My new 2024 Corolla sedan has 2000 miles and is in (otherwise) perfect condition. It makes this noise when moving at low speed on city streets that have the usual cracks, imperfections, bumps and the like. It cannot be heard at higher speeds. Any suggestions as to what may be causing this?
  10. Yesterday
  11. Further to my last post. If the accident results in the third party paying for your claim, you will not have to pay any excess - it will be charged to the bus company, and you will be offered the full list price of your car if it is deemed a write off - that is, the market rate of a car of its age and average mileage, not what you think its worth - you will be offered what THEY think its worth. You can dispute what they offer you if you think the value is too low, but you would have to prove the car was in better condition than average and they can wrangle a better offer if they choose to. You can ask for a courtesy car while your claim is being processed - I was offered one myself but declined it. They are not going to get you another car if yours is written off, they will only pay you the money for it once it is taken away from you and then becomes the property of the insurers. It is up to you to use the money to get another car yourself. If you are going to get another car soon, you can persist with the current policy you have, rather than cancel it, and then contact the insurer to modify the policy when you get him another car, but you may find they increase the premium and you have to pay more. If your son drives his sister's car, he will need to ensure that he is insured to drive it - speak to your own insurer to find out about this.
  12. Hi thanks looks like nothing changed much . I like the part where you added the new car to the policy as that be fantastic as its only been 11 days . So like the whole year wasted still have to pay . Il try that when we call . Just the **** of looking for a car again . .I found one it's bit more but its got sat nav lol an clean so might be OK. I'll update you all later cheers
  13. Normally you would contact your own insurer and instruct them to make a third party claim. They will need to know all the details of the accident, and will go about getting a resolution on your behalf. When this happened to me last year, and I had a no fault accident, I contacted my insurer in the first instance and they asked me for the other driver's details and all the details of the accident. After this, they went through the claims procedure liaising with her insurer and I had loads of forms to fill in, had to take pictures of the damage to my car, show them pictures of the other driver's car and the scene of the accident, supply witness details, and all other details about the accident. It took about 4 weeks from making the claim to them paying me out for my car at the "market price" for the car, and instructing Copart to come an collect my car to take it off to insurance auction. They paid me a set sum on completion, and the rest when my old car had been taken away. All done within 4 weeks as she admitted guilt for the accident. Painless really, but I did get hounded by accident claims companies left right and centre wanting me to pursue no win no fee claims for whiplash etc etc - that was the worst part about it, as your insurer sells your details to these vultures who then pester you. I did not request a refund of insurance premium as I continued on that policy with my new car without cancelling it - I just amended the policy to my new car details and had to pay an extra amount of premium to take me up to then renewal date for the policy. On renewal you have to declare that you have had an accident claim or conviction within the last 5 years, and this usually increases your future premium - even if the accident or claim was not your fault, so be careful here - your son may be hammered the next time he tries to renew his insurance - find out from your insurer what future projections of renewal price will be based on a not at fault accident claim being made.
  14. Have a look at the following, which is general guidance and may differ for your sons insurance: https://www.comparethemarket.com/car-insurance/content/what-happens-if-my-car-is-written-off/
  15. Stevie J

    Looking for a yaris clean no hidden bumpz

    Blimey, that's shockingly bad luck indeed. Back in 1992 when I was only 20 myself, I had been given a company car to drive from Telford to London in to go on a training course, but as I was leaving Telford, some plank pulled straight out of a side street on my left directly in my path as he was turning right from out of the side street, and it hit my car hard, causing me to loose control, drive straight across the road and hit a brick wall opposite, writing off the car I was in, which at the time was a 1989 Renault 21, just three years old. I was seriously shaken up and had to go to hospital, but was let out later with just minor injuries. Later that same year, I had another accident this time in my own car, where exactly the same thing happened again, but in a different place, and it caused damage to the front of my car. So that was twice in the same year to have the same type of accident. These things happen unfortunately, and I had an accident just last year when my last Yaris got written off due to being driven into the back of by another driver from behind. Even though I was not to blame, because I had made a claim on her insurance, I had to subsequently declare on insurance renewal that I had had an accident, claim, or conviction within the last 5 years, and this sadly has an effect on the renewal price for the next 5 years. I just hope your son is able to get insurance again for an affordable price following this accident, even though it was not his fault, he would have to go through his insurer to make a claim against the bus company, and that will increase his future premiums for the next 5 years. It may be possible to settle with the bus company without going through insurance, but I am not sure how you would go about doing that. In any case, on his renewal, he would have to make a declaration as to whether he had had any accidents, claims or convictions in the last 5 years, regardless of blame, and as he had indeed had an accident, he would have to declare that, or if the insurer found out he had had an accident and had not declared this, his insurance would be null and void. Before buying another car, it may be wise to speak to his insurer to find out what his renewal would likely to rise by due to this accident, even though not his fault - they may decide to hike the premium as he is deemed a higher risk due to having an accident so soon after obtaining a car. They work in strange ways insurers do, and my own premium got hiked last year following my claim on the third party, so it can and does happen - even though it was someone else's fault.
  16. Nick72

    Cruise control and traffic sign recognition

    Ashamed to admit it but the best driver display was on my Peugeot 3008 hybrid4 GT 300 (PHEV). It sat above the dinky steering wheel. The ergonomics and displays were great on that car. Shame about the drain train and a host of other major issues!
  17. Nick72

    Cruise control and traffic sign recognition

    Cruise control acceleration on my R4P is a function of which mode the car is in. If I put it in Eco, Normal or Sport. In sport the acceleration is relatively hard and breaking is left until last minute dot com. In Eco it takes an age to accelerate to the new speed.
  18. Hi everyone. Hope your all OK. Right my son got a yaris 11 days ago and we did all the insurance and tax so on . Then today he got T boned by a bus. so now I got to (or him as well) will be dealing with insurance ones now it's been many many years since I had to make a.claim and was hoping some you might have had the unfortunate situation to have had to claim . So he had insurance for 11 days. He will be claiming off the bus comps insurance How much af the insurance premium will he have to pay as the car is a Write off . So the excess he will get that back . I do remember that bit . What about the car can we ask them to get us another car or will they give us the money . He needs a car to work iv heard bad news regarding curtesy cars .as we do have another car he could use but it's my daughters car .(which he did Larn to drive in) Will that matter as he has another car to use or not . If anyone can add somthing I might not added or thought of plz let me know .
  19. Looks like I'm either going to go insane, or, I'll be driving at 26mph in a 30 and 64mph on the motorway. FFS but may be that's a good thing. Apart from when it doesn't recognise the signs properly. I'll just have to remember to disable the audio warning if going on a long trip.
  20. Stevie J

    Rust and warranty

    I strongly doubt that this damage would be covered by warranty - that only covers manufacturing defects in the paintwork that lead to corrosion. They would argue that you have driven over rough road surfaces and the wheels have thrown up stones which have chipped the paint and allowed corrosion to set in. That is where mudflaps would help if you could consider getting them fitted - they do prevent stone damage to lower doors and sills. Either, as others have said, contact a mobile chip repair technician who will come to you and repair the damage, or simply go to Toyota parts department at your local dealers and get some touch up paint - better from the dealers than Halfords as you will get a better colour match. You will also then have the paint handy to cover any future paint chips before the rust sets in. Get some rust treatment such as Kurust and apply that first to prepare the damaged area for the touch up paint - do not apply touch up paint directly on top of rusty metal.
  21. The main problme is judges .MPs and high end Lawyers barristers DONT LIVE IN THE REAL WORLD . Judges think that every one has an armed copper watching them MPs don't live in these housing estates. Barristers think never deal with drunks thugs In the street only when in courts an there nice as pie so they get them off . Prisons are not been built prisons are been run by brain dead lefty who again want to be friends with everyone if you kill some one you say your sorry they believe you ...again nice as pie here what they want to hear. Crimes no face no case WTF you can have some one with same clothes build marks on there arms hands (tattoos) camara footage but can't see your face not me ok free to go WTF . We can't put you in prison cos you have 10 kids . Even tho you glassed some one suspended . Can't lock you up cos we have ppl who don't pay there TV licance . In prison you have your own cell TV food xbox own clothes unlimited drugs .an must be called by what ever you fancy that day . I can attack you but you can't attack me ill have you arrested. Police can't arrest you cos some fast track wants you to be nice offer some T an bicys can't arrest some scumbag on a bike incase falls and hurts himself. When the police do arrest charge onto court judges let's them off suspended..why would the police bother. why the police do so much car policing as easy .why waste hr and hrs paper work doing all the work then scum walks free .. Crime prisons police judges are the main problme police can't arrest as won't go to prison judges won't lock them up all stems back to crime judges police prisons do gooders.
  22. Get your dealer to install - BE-00734T-TME, I had this on my current Yaris Cross, once this was done the system behaves itself most of the time, just the occasional glitch due to misread signs but significantly better than it was. If it does glitch it sorts itself at the next sign, not perfect but 90% better.
  23. Doodah0784

    E10 Petrol / Protector

    I've recently bought a 2007 Avensis estate 2l d-vvti which I believe is the 1az-fse engine and not compatible with E10 petrol. I have put premium in but wondered if I can use the E10 together with Wynns Specialist E10 Protector as it states that it is for ALL petrol engines? Can anyone advise on whether this would be OK or taking a risk? Have no history on the car so not sure how well its been looked after. Thanks
  24. Oh my goodness Iain! What terrible luck. Hope things all work out in the end.
  25. FROSTYBALLS

    The Word Association Thread

    Presenter
  26. dads Taxi x3

    Not installed maps ??

    So as I added in the clean yaris thread . My sons new car has been TBoned by a bus . So next car I guess he check the sat nav button . I can't beleave we need to start looking for another yaris . He's now back to the aygo .which he's not happy as my daughter has added a few girly bits to it .lol . The gear box and engine in this car if fantastic such a pity its going to be written off I guess we might see it in the for sale section cat S an N damage thanks for your help . We know now to check the button lol
  27. FROSTYBALLS

    Not installed maps ??

    OK - the sat nav facility in a Yaris of that vintage would be a separate module rather than just software.
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