Insurance + Mods

[wangtastic]

Hi all,

Just phoned up my insurance (admiral) to tell them about my new wheels, and so far with all my mods:

Audio stuff

Coilovers

Wheels

Air Intake

they've charged me an extra £86.

This is probably because it's a 1.4 so I'm not going to be winning any races, but I still think this is !Removed! cheap so I am over the moon.

Thought it might be worth passing on to you all just in case you're in the market for insurance :)

[Cyker]

*****, I might have to change!

eSure's were pretty shocking when I asked about adding one of Kingo's D4D chips and getting non-OEM wheels! Would have been about a £175 increase in total!

But to be fair their quote was about £80 less than the next nearest at the time

[wangtastic]

Again, I think it's because I've only got the 1.4, also I've not lowered by much and I explained that the wheels cost me £70 second hand and I didn't really care what happened to them, they quoted me £24 for adding the wheels, I nearly laughed!

They didn't charge anything for the induction kit either.

The audio cover was free up to £600, but a further £600 is available for not very much.

The coilovers cost me an extra £60 which I think is pretty fair tbh.

[Guest]

My t-sport was 900 then I added tinted windows and they wanted 1100.

[rallyfan1986]

Try sky insurance, no extra charge for mods (unless they add over a certain % power)

[wangtastic]

Considering I paid £500 without mods then £584 with I'm pretty darn happy!!

[rallyfan1986]

That seems quite steep! im only a year older than you and im paying £700 for a tsport insured for doing over 20,000 miles a year.

Although I guess there are lots of other factors on insurance rather than just age

[wangtastic]

Yup! I crashed my car in 2009 and had a car graffiteed on in 2008. :(

[Norfolk n Chance]

Try sky insurance, no extra charge for mods (unless they add over a certain % power)

Adrian Flux is the same.... but no extra cost for my induction kit either

[Guest]

Adrian flux can flux off! They wanted 4k to insure me lol.

[Norfolk n Chance]

Adrian flux can flux off! They wanted 4k to insure me lol.

lmao!!

£503 with all mods in my sig declared :P

[leo1986]

With my tints and spring mine was an extra £80 pounds! which was a joke. but my insurance runs out in 5 months time!

So time for a move.

[LOZZA_T_SPORT]

Im with greenlight, all mods declared, 6 points comes in at £580

[rallyfan1986]

Try sky insurance, no extra charge for mods (unless they add over a certain % power)

Adrian Flux is the same.... but no extra cost for my induction kit either

Yep, Adrian Flux quoted me the same as Sky

Adrian flux can flux off! They wanted 4k to insure me lol.

lmao!!

£503 with all mods in my sig declared :P

Im with greenlight, all mods declared, 6 points comes in at £580

All of a sudden my £700 per year doesn't sound too good!

[ChrisRuffell]

I have a 1.4 my insurance company cis quoted me 1400... Told them I was putting some other bits on it (induction, wheels and tints) ... 2600.....

[TSportVirgin!]

Well, its that time of year for insurance renewal.....

Esure wanted £649.. without mods declared and my dad on the policy ( )

So went to the Insurance supermarkets!!

Admiral wanted £606 without mods declared, so I thought I'd try with the mods on..

So declared, lowered suspension, rear window tints and sideskirts!!

Now they want £578.... bargain.. (I think) I still think this is still expensive for me.. But nevermind it's sorted for 12mths...