Pay For Repairs Covered By Warranty?

[Hoovie]

As you may have seen from another thread, I am musing over Selling the RAV4 for a newer vehicle, or alternatively getting another Extended Warranty.

When checking the price of the extended warranty I saw this 'feature' of it....

http://www.toyota.co.uk/cgi-bin/toyota/bv/frame_start.jsp?id=AfterSalesWarranty

MOT Cover

If your vehicle fails its MOT test, a Toyota Extended Warranty protects you against unexpected repair bills. As long as the vehicle is repaired and passes, your Extended Warranty will pay for repairs or replacement of covered parts including labour, up to the vehicle's purchase price. All you have to pay is the original MOT test fee and the first £10 of any repair costs covered by the Toyota Extended Warranty.

Initially sounds good, but why do you have to pay "the first £10 of any repair costs covered by the Toyota Extended Warranty"?  If the repairs are covered by the extended warranty, why ANY Charge?  Looks like the "MOT Cover" feature is an irrelevance anyway as all having an the MOT test would do is effectively expose any faults that are present and if the fault is covered under warranty, it would be repaired anyway FOC?

Hoovie

confused.com

[duncerduncs]

Is it a form of excess?

I'm as confused as you on that one!

[crofter]

Is`nt extended warranty another name for insurance against repairs?

If it is then dunceduncs is correct as we all know they love to screw you any way they can