Help! Insurance Advice Needed

[Big Al]

Hi. Been seriously looking into buying a mkIV Supra Twin Turbo over last few weeks. Plenty of awesome cars about but I'm getting some grief with insurance. Some simply wont quote. Others are quoting over £1200 for an import £800 - £900 for UK spec (fully comp). Company called A PLAN who specialise in Jap imports quoted over £2000! I'd just like to know if this is what I should expect to be paying or whether I'm looking in the wrong place!

I'm 32, full no claims with one small claim back in 2001 (NCD protected supposedly. Hmm..) and one SP30 from same year. I'm totally new to Supras and Imports so I apologise if you've had this question a million times before, but any info or advice would be gratefully received. Thanks!

[jerry phipps]

Hi big al. Try tesco's insurance i have beening with them for quite awhile now and they have beaten all over rivals every year so far. I wouldn't try elephant . com. A friend of my is still having trouble with that company for nearly a year now. After putting in for a claim he made.

Also welcome to the club mate ;)

Good luck jerry!!

[TheNissanMan]

I've never had any problems with Elephant and everyone I know whose claimed has been more than happy with the service. They have also always been the cheapest for my quotes.

Only reason I'l be changing to Dorset this year is the free track day cover...

[dosenöffner]

To be honest the quotes don't seem all that unreasonable considering the car.

I too found Tesco to be good. Elephant are about the same but do not offer monthly payments if you prefer that method. You have to pay in one hit.

Tesco are giving good rates on Imports to try and get the new custom. They are supposedly running a loss on them..... if insurance companies ever truely run a loss.

[TheNissanMan]

insurance companies losing money, now thats an oxymoron if I ever heard one....

[kash]

I'm paying just over a grand for my imported supra MKIV insurance (fully comp off course) from Bell Direct, and I've just turned 26... with full no claims bonus... the problem that I've had is that most companies are not willing to insure me because of my age. Some of the companies that did, quoted me outragous amounts (A-Plan was amongst them).

Ur quote seems quite reasonable but I think u can get cheaper if you shop around... I must have rang over 20 companies and obviously tried to get them to beat each other... here is a list of companies that gave me reasonable quote (starting from the cheapest first):

Bell Direct 0800 140180

Elephant 0870 0131072

Budjet 0800 801954

Privilage (Same company as Direct line) 0113 243777888

Direct line 0845 2468701

Adrian Flux 08700 777888

Hyperperformance 0870 6084312

Tesco 0845 3009900

Good luck... hope u can get a reasonable quote within ur budget... the Supra really is a fantastic car, and well worth the 'investment'

[dosenöffner]

Did somebody say oxymoron.

Army Intelligence. ;)

Or the lastest movie from Hollywood......

The Quiet American.

[TheNissanMan]

sorry but no oxymoron will ever beat....

Microsoft Works :D :D :D

although...

Advanced Basic

Black Light

Found Missing

Plastic Glasses

Pretty Ugly

Same Difference

Sweet Sorrow

Working Vacation

[Big Al]

Thanks for all replies, and to Kash for the numbers I'll try them tomorrow. Bell Direct quoted me £1300 on an import. I think the claim I made in 2001 is the thing that is bumping up my quotes. I asked one of the companies I rang why this is the case if I'm paying extra on my premium to protect my no claims? She said irrespective of the fact that I have protected no claims (and pay for the privelige) most companies will load the premium because of the claim. Which is nice.

[2000CelicaGTS]

i've got a 2000 celica gts and after the loan now i'm paying about $750 for 6 months with a 1000 deductible and full coverage which if you know the codes i've got A-C-D(1000)-G(1000)-H-U with state farm insurance. i'm 21 now and that is when it dropped from 1100 every 6 months. i know it isn't a high horsepowered supra but maybe it will give you and idea of what things cost

[yby]

Does Tesco cover N. Ireland?

Just to get things in perspective. I'm paying £915 fully comp for a Toyota Starlet GT Turbo Grp 8(Import). I'm 28 with full no claims. %$(ing N. Ireland insurance sucks.....

If I was getting a quote under a grand for a Supra I'd buy one tomorrow!

[jerry phipps]

Hi yby i would have thought that you will be able to take out insurance in ireland as well. Haven't you got tesco stores in ireland?

jerry!!

[yby]

Yeah we do but sometimes you get that "small print" which states excludes N. Ireland. I'll give them a shout and see anyway.

[jerry phipps]

Hi yby. Hope that tesco's are of some good to you.

jerry!!

[yby]

Okay guys gals, Out of the below list only Bell Direct AKA Admiral AKA Elephant do insurance for N. Ireland.

Bugger!!!

Bell Direct 0800 140180

Elephant 0870 0131072

Budjet 0800 801954

Privilage (Same company as Direct line) 0113 243777888

Direct line 0845 2468701

Adrian Flux 08700 777888

Hyperperformance 0870 6084312

Tesco 0845 3009900

[zee007]

Any of you tried Adrian Flux? Performance specialists..... get this: I have been phoning around declaring ALL my mods (below) PLUS for a TTE supercharger (soon to be installed) and the best I had was £1980.

Adrian Flux: £1063, all mods listed, Fully comp, 3rd party on any other car, legal+medical etc, and all the other good stuff you'd expect (including direct replacement for any part stolen - part for part).... worth a try. I know of at least one other friend who halfed his quote...

Adrian Flux Insurance

East Winch Hall

East Winch

King's Lynn

Norfolk

PE32 1HN

QUOTELINE NUMBER: 08700 777888

lines are open:-

9am to 7pm, Monday-Friday

9am to 4pm, Saturday

Zee. :)

[yby]

Yep tried them. No N. Ireland cover any more. AAAHHHHHGGGGGGG!!!!!!

The best quote so far was got by playing Elephant and Admiral off each other. Got my policy down to £789.60 fully comp no claims protected.

Looks like that might be as good as it gets.

[jerry phipps]

Hi yby It seems to me that you really haven't got a lot to choose from out in N. Ireland. Why is that? Still looks like you have got a good deal in the end. Nice won!!! ;)

jerry!!

[yby]

There was plenty of choice if I didn't drive a JAP Import. Can only find approx 5 company's that will quote for N. Ireland and a Jap Import.

[Steve Ratcliffe]

Hey Zee,

Is Adrian Flux specialist in modified cars etc?

Would they give me higher cover for electrical modifications - Alarm / Hi Fi etc on top of the normal value of the car and modified parts? I'm with Direct Line currently who cover me for £1000 - this wouldnt even cover the value of the alarm system so I really need to insure the alarm and hi-fi seperatly or use someone specialist in modified cars.

Thanks

Steve.

[zee007]

Hey Zee,

Is Adrian Flux specialist in modified cars etc?

Would they give me higher cover for electrical modifications - Alarm / Hi Fi etc on top of the normal value of the car and modified parts? I'm with Direct Line currently who cover me for £1000 - this wouldnt even cover the value of the alarm system so I really need to insure the alarm and hi-fi seperatly or use someone specialist in modified cars.

Thanks

Steve.

Hi Steve,

I would advise you to ring them - but they have a specialist "modification" arm of the business.... They deal with Imports, Mods, Audio - the full spectrum.

Give them a call, and ask the questions - theay are a good bunch and very friendly...

Zee. :)

[Grazer]

Bell Direct did it for me :) .

I phoned about 30 companies with quotes from £2800 to £7000 (that's right - and with a £650 excess!!)

Then I got a quote of £1500 from Bell. Now I can afford the car and the paint job!

[jerry phipps]

Hi grazer Welcome to the club mate :D Thats won fine motor you have there. It seems to me that you really look after your car. I'm sure that some of the supra owners on there forum will be in contact with you shortly. There you will be able to pick up tips and find info about your car.

jerry!!

[Grazer]

Thanks jerry!

I just picked it up this week - I have been after a Supra for years, and finally my dream has come true!!

Looking forward to lots of fun with it :D

[Unity Jon]

Too much hard work guys you should just log in to www.confused.com (its a UK site) and fill in all your details and let your PC do all the work, it will contact all those companies previously mentioned and more........ then email you results back starting at the cheapest and give you a direct link AND A REF: NUMBER so they cant bottle out of the quote they gave you.

It takes about an Hour before you get your full response, although you get an intermediate one in about 30 mins.

:D